Small Down Payments
and affordable prices.

No credit? Bad credit? No problem!
Plus we have great Manager's Specials.

Check out our cars ➲

You can always find
us under the blimp!

We're nearby in Cleveland and Dayton,
Tennessee. We have loads of used cars,
trucks and motorcycles for any budget.

Learn about Buy Here Pay Here ➲

Apply, get approved
and get driving today.

Our 24/6 Warranty will help
you on the road in a car you love.

Learn about our services ➲

New every 2 years

24/6 Warranty

Plus a large selection of quality vehicles!

Free oil changes

Certified pre-owned

Experience the best

Low Rates

➲LEARN MORE

Chattanooga area Buy Here Pay Here USA has a large selection of quality used & like new used cars, trucks, vans and SUV’s! We specialize in in-house financing, low down payments and affordable weekly payments! No credit or bad credit? No problem at Buy Here Pay Here your income is your credit. In most cases we can have you driving your new car in less than an hour. All of our cars are hand-picked by our experienced buyers. Each car goes through a thorough 52-point inspection before it is ever offered for sale on our lots! Our Buy Here PayHere USA locations have numerous late model vehicles in inventory to choose from at all times! With our small down payments and affordable prices we will put you in the drivers’ seat. If you need a vehicle, we can make it happen. Visit one of our Buy Here Pay Here USA locations in Cleveland or Dayton. We serve the Chattanooga area. For more information please contact us at 1-877-794-ACAR (2227)!

Buy Here Pay Here USA Cleveland 423-476-4600 | Buy Here Pay Here USA Dayton 423-775-4600

©2013 Buy Here Pay Here USA. All rights reserved. *$500 Managers Special offer only valid on vehicles that are $8,999 or less. Subject to dealer credit application approval. Available only at Cleveland, TN or Dayton, TN Buy Here Pay Here USA dealerships. ***14.9% Annual Percentage Rate available only to qualified applicants subject to credit approval. For example, on an Amount Financed of $10,122.86 with 40 monthly payments and down payment of $805.00, the Finance Charge would be $2,849.51 and the Annual Percentage Rate would be 14.9178%. Not all applicants will qualify for 14.9% Annual Percentage Rate and if approved may receive a higher rate, depending upon credit score. Please see your Buy Here Pay Here location for more details and always review the information and disclosures in your specific transaction documents as they may differ from the example above depending upon several factors.